Subject: thu , 07 jul 2005 08 : 38 : 11 - 0300 dear homeowner , you have been pre - approved for a $ 460 , 100 home loan at a 3 . 20 fixed rate . this offer is being extended to you unconditionally and your credit is in no way a factor . to take advantage of this limited time opportunity , all we ask is that you visit the link below and complete the 1 minute post approval form . sincerely , justin thompson