Subject: solid new homes in 24 hours . hows it going ? homeowner you have been pre - approved for a $ 400 , 000 home loan at a 3 . 25 % fixed rate . this offer is being extended to you unconditionally and your credit is in no way a factor . to take advantage of this limited time opportunity all we ask is that you visit our website and complete the 1 minute post approval form best regards , juanita head